Education Loans教育贷款

Education loans are meant for people whose income is not high enough to attend school.教育贷款是指对人的收入不够高，无法上学。 With high education costs high and the availability of education loans, many people are opting for these loans.高教育费用高和提供教育贷款，许多人选择了这些贷款。

Educational loans are of many kinds: according to the sponsor (federal or private), according to the beneficiary (undergraduate, continuing education, insurance loans, parent loans, payment loans), according to the course: law school, medical school, dental school, MBA, general graduate, or post graduate.教育贷款有许多种：根据赞助商（联邦或私营） ，根据受益人（本科，继续教育，保险贷款，母公司贷款，支付贷款） ，根据课程：法律学院，医学院，牙科学院，工商管理硕士，一般毕业，或研究生。 There are also career loans for people who are pursuing graduate or postgraduate education on a part to full-time basis.还有职业生涯的贷款人谁正在推行研究生或研究生教育的组成部分全日制基础。

These days, getting an educational loan has become very easy.这些日子，得到的教育贷款已经变得非常容易。 There are online application as well as telephone applications.有网上申请以及电话的应用。 The requirements are often simple-- social security number, date of birth, employer’s name, phone number, years of employment, gross annual income (adjusted gross income for self employed individuals) and monthly rent or mortgage payment.所需经费往往比较简单-社会安全号码，出生日期， e mployer†™的名字，电话号码，多年的就业机会，年度毛收入（调整后的毛收入的自雇人士）和每月房租或抵押贷款支付。 There are many loan options to choose from.有许多的贷款选择。 Repayment options are also sundry.还款办法也杂。 They include standard repayment, graduate repayment, income-sensitive repayment, consolidation, and pre-payment.它们包括标准还款，毕业还款，收入敏感的还款，巩固和预付款。

Loans from the government have lower interest rates.贷款由政府已降低利率。 These include the poplular Stafford loans.这些措施包括poplular斯塔福德贷款。 Stafford loans are of two kinds: subsidized and unsubsidized.斯塔福德贷款有两类：补贴和补贴。 These loans are insured by the government.这些贷款保险的政府。 The government pays the interest for subsidized loans while the recipient is in school at least half-time.该政府支付的利息补贴贷款，而收件人在学校至少有一半时间。 These are for people who have low financial status.这些人谁低的财政状况。 The rate of interest for the federal Stafford loan is 4.70% during in-school period and 5.30% during the repayment period.的利率计算利息联邦斯塔福德贷款是4.70 ％期间在校期间和5.30 ％的偿还期。 There is also the parent loan for undergraduate students (PLUS) that allows parents to borrow any amount up to the cost of education.也有家长的贷款，用于本科生（普乐士） ，让父母借任何数额最多的教育费用。 These are for parents who have dependent undergraduate students.这是谁的家长有依赖本科生。 Other loans for parents are: the college loan for parents or sponsors, and independent school loans for K-12.其他贷款家长：高校贷款，父母或赞助商，和独立学校贷款的钾12 。 The federal PLUS loan has an interest rate of 6.10%.联邦加贷款利息6.10 ％ 。 Other loan rates range from 6 to 10%.其他贷款利率范围从6至10 ％ 。

Private loans are useful when government loans are not sufficient in meeting educational needs.私人贷款是有用时，政府贷款是不够的会议上教育的需求。 These are not guaranteed by the federal government.这些都不是保障由联邦政府。 Certain credit guidelines are applicable for issuing these loans.某些信贷准则适用于这些贷款的发放。 These are mostly provided by private trusts.这些大多是由私人信托基金。 Some are offered by the school or universities.有些人提供的学校或大学。

Educational loans can also be applied for online.教育贷款还可以用于上网。 There are easy loan calculators and online forms for applying for these loans.人们很容易贷款计算器和在线的形式申请这些贷款。 More information can be obtained from the school or the university’s scholarship office.更多信息可从学校或universityâ € ™奖学金办公室。

Education Loans provides detailed information on Education Loans, Government Education Loans, Private Education Loans, Higher Education Loans and more.教育贷款提供了详细资料，教育贷款，政府教育贷款，贷款民办教育，高等教育的贷款等等。 Education Loans is affiliated with Consolidate College Loans.教育贷款是隶属于合并高校贷款。

Print this page 列印此页